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  BANKINGDETAILS 
INTERMIDIARYBANK   STANDARD CHARTEREDBANK
 ADDRESS:  ONE MADISON AVENUE, NYC, NY,10010
 ABA#:  026002561(SCB)
 SWIFT :  SCBLUS33
 ACCOUNTNO:  3582023234001
 ACCOUNT NAME:  I & M Bank Ltd
   FOR FURTHERCREDITS
 BENEFITIARYBANK  I & MBANK
 ACCOUNT NAME  JOURNAL OF BUSINESS, SOCIAL SCIENCES &EDUCATION
 ACCOUNT NUMBER(USD)  00601111531210
 SWIFTCODE  IMBLKENA
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